Help fulfill the dream of owning a home for hard-working Pakistanis making less than $8 a day
Create a lasting impact for lower-income families through Pakistan’s first not-for-profit Islamic home finance program with no fees, no interest, and no profit
Tenant to Homeowner Program
(Kiraayedar se Maalik-e-Makaan)
The Rent Trap: Locked Out of Homeownership
Endless Renting
Rent drains income every month
No asset growth
Rent doesn’t build wealth
No long-term security
Families remain unstable
What Is The Tenant to Homeowner Program
- A non-profit, zero-interest, zero-fee, and no-cost home financing program for lower-income families.
- A first-of-its-kind, large-scale private-sector effort targeting urban areas, starting with Karachi and Hyderabad in Pakistan.
- Breaks perpetual rental cycle and enables first-time homeownership
- Empowers families to build assets while gaining financial stability, dignity, and security.
- Creates affordability by combining charitable donations and zero-cost loans Allows you to participate in systematic change with recurring impact
- A tax-deductible initiative of SIMA Impact Foundation, a US-based 501(c)(3) public charity
- Implemented by Asaan Ghar Finance, Pakistan’s leading, SECP-licensed affordable Islamic fintech mortgage finance company.
How It Works
Our Ask
Zakat
Charitable Donation
Repayable grant
Contribution can be treated as:
- 1) Zakat/charitable donation (tax-deductible for US taxpayers)
- 2) Repayable contribution with annual repayments and a maturity of 7 years. Repayable contributions are non-tax-deductible and subject to currency risk.
- 3) One-time 7% operating cost will be deducted.
Meet A Family You Can Help
This is a real applicant seeking support through the Tenant to Homeowner Program.
They are eligible, responsible, and ready—they just need your support.
Our Vision
