Help fulfill the dream of owning a home for hard-working poor Pakistanis making less than $8 a day

Create a lasting impact for working poor families through Pakistan’s first not-for-profit Islamic home finance program with no fees, no interest, and no profit

SIMA Impact Foundation's New Initiative: Tenant to Homeowner Program

(Kiraayedar se Maalik-e-Makaan)

The Rent Trap: Locked Out of Homeownership

What Is The Tenant To Homeowner Programe

A non-profit, zero-interest, zero-fee, and no-cost home financing program for hard-working poor families.
A first-of-its-kind, large-scale private-sector effort targeting urban areas, starting with Karachi and Hyderabad in Pakistan.
Breaks perpetual rental cycle and enables first-time homeownership
Empowers families to build assets while gaining financial stability, dignity, and security.
Creates affordability by combining charitable donations and zero-cost loans 
Allows you to participate in systematic change with recurring impact
A tax-deductible initiative of SIMA Impact Foundation, a US-based 501(c)(3) public charity
Implemented by Asaan Ghar Finance, Pakistan’s leading, SECP-licensed affordable Islamic fintech mortgage finance company.

How It Works

Our Ask

Contribution can be treated as:

Zakat/charitable donation (tax-deductible for US taxpayers)
Repayable contribution with annual repayments and a maturity of 7 years. Repayable contributions are non-tax-deductible and subject to currency risk.
One-time 7% operating cost will be deducted.

Meet A Family You Can Help

This is a real applicant seeking support through the Tenant to Homeowner Program.
They are eligible, responsible, and ready—they just need your support.